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FAQ

FAQ: Frequently Asked Questions

The top 6 FAQs We Receive Are Answered Below
A manufactured home, previously known as a mobile home, is a home that measures at least 400 square feet with a permanent chassis that allows the initial and continued transportation of the home.  A manufactured home's safety and construction quality must meet strict specifications outlined by HUD (Department of Housing and Urban Development). There are three general size classifications of manufactured homes: single-wide, double-wide, and triple-wide.
A park model is considered a stationary RV. They are manufactured in the same facility as a manufactured home and are 400 sq. ft in size, as required by law. Federal law does not require Park Models to meet HUD building standards as Manufactured Homes, rather ANSII standards, which are the minimum standards required by law. Visually, a Park Model looks very similar to a single-wide manufactured home. Typically, you will find Park Models in Active Retirement "RV Resort communities," and the small size and minimal maintenance requirements make these gems popular among out-of-state retirees.
Properly installed manufactured homes are as safe as traditional homes during a storm. In hurricane zones, manufactured homes are required to meet higher safety standards than those for site-built homes. To ensure that your manufactured home meets the HUD standards, look for a red certification label on the exterior of each section.
Since 1976, manufactured homes that meet the HUD specifications
  • have 38-44% fewer fires than traditional site-built homes.
  • incur essentially the same fire death rate as other single-family residential homes.
  • show "a lower rate of civilian fire injuries per 100,000 occupied housing units than other one and two-family homes."
  • in the event of a fire, they are more likely to have the fires confined to one room because of construction.
Yes, our manufactured homes are very affordable compared to traditional homes. According to recent US Census data, the average cost per square foot for a manufactured home is $50, and it is $111 for a traditional site-built home.
There are several financing options for you to consider. These options are Federal Loans: USDA, FHA, and VA, Home Only Loans, Land Home Package Financing, and Construction Loans. You can even apply online for your manufactured home loan with our partner, 21st Mortgage.

If you still have questions after reading the above FAQs, please do not hesitate to contact us

Let's Find The Perfect Manufactured Home For You

Since 1984, Factory Homes Direct has worked with our customers to find them a manufactured home that meets and exceeds their expectations. It is time you explore the housing options we can offer you. Please take a moment to contact us and let us guide you through the process.

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